Joseph Adekunle Komolafe, CPA

Certified Public Accountant

Licensed by the New York State Board of Accountancy. Eight years in practice, with no disciplinary actions on record.

Signing CPA, Verification Letters

Licence record

Verified on public register

Status	Registered
Licensed since	26 March 2018
Licensing authority	New York State Board of Accountancy
Disciplinary actions	None reported by the board

About Joseph

Joseph Adekunle Komolafe has been a Certified Public Accountant since March 2018, licensed by the New York State Board of Accountancy. Across eight years in practice his licence has remained continuously registered and in good standing, with no disciplinary or enforcement actions recorded against it.

At Ignition Tax, Joseph is the signing CPA on verification letters. He prepares and signs the documents lenders, underwriters, landlords, and immigration authorities ask for when a borrower’s income comes from a business rather than a salary — comfort letters for mortgage files, income verification for self-employed applicants, expense ratio letters for bank statement loans, and source-of-funds letters where a down payment comes from a company account. Every letter goes out on firm letterhead with his name and licence number on it.

His approach is deliberately narrow, and that is the point. A CPA letter is only useful to an underwriter if it stays within what professional standards permit: facts drawn from records the CPA has actually prepared or reviewed, with no forecasts and no assurances about the future. Joseph works with borrowers and loan officers to establish exactly what a lender needs confirmed, then writes a letter that confirms it and nothing more — which is also the letter least likely to come back with follow-up questions.

Letters Joseph prepares and signs

CPA comfort letters

For mortgage lenders and underwriters

Income verification letters

For self-employed borrowers

Expense ratio letters

For non-QM and bank statement loans

Use of business funds letters

Source of funds and down payment

Visa and immigration letters

Financial proof for applications

Accredited investor verification

For investment platforms

Mortgage/Home Loan Letters

Verification for conventional, FHA, VA, and jumbo files

Notarized CPA Letter

Signed, sealed, and notarized where required

CPA Letter for Consulting

Income verification for independent professionals

Every letter listed here is prepared and signed under Joseph’s licence. If you need one for a mortgage file, here’s how to get a CPA letter for your mortgage.

What a CPA letter can and cannot say

A CPA letter states facts, not predictions. If you’re new to these documents, start with what a cpa letter is and why lenders ask for one. Every letter Joseph signs follows AICPA standards for third-party verification, which set clear limits on what any CPA may assert.

Joseph can confirm

Legal business name, entity type, and ownership percentage
How long you have been self-employed, and whether the business is currently operating
That he prepared or reviewed specific tax filings
Which financial records he relied on
Revenue and expense patterns drawn from those records

No CPA may state

A guarantee of future income or continued business viability
An assurance that a borrower can repay a loan
An opinion that a business is “financially sound”
Assurance on financial statements that were not audited or reviewed under the applicable standards

If a lender’s form asks for wording outside these limits, we tell you, and we work with the underwriter to reframe it into something a CPA can properly confirm. A letter that stays inside professional standards is also the letter most likely to be accepted without follow-up questions.

Confirming a letter, or have a question?

If you are an underwriter verifying a letter issued under Joseph’s licence, or a borrower deciding whether we can help, get in touch.